Gramm-Leach-Bliley Act
The Gramm-Leach-Bliley Act, also known as The Financial Modernization Act of 1999, creates provisions to protect consumers' personal financial information held by financial institutions. Paper documents containing personal information should be protected when in use and safely destroyed when no longer current and or unusable.

The Safeguards Rule requires all financial institutions to design, implement and maintain safeguards to protect customer information. The Safeguards Rule applies not only to financial institutions that collect information from their own customers, but also to financial institutions “such as credit reporting agencies” that receive customer information from other financial institutions.

Does GLB Apply To You?
The GLB Act applies to just about any business that's involved in providing financial products or services to consumers. This includes check-cashing businesses, mortgage brokers, banks, insurance companies, real estate appraisers, tax preparation businesses and accountants, ATM operators, credit counselors, financial advisors, debt collectors and more.

Does GLB Have Teeth?
Failure to comply can result in an enforcement action by the FTC and can result in civil penalties of up to $11,000 per violation.

What To Do?
Don't get caught being careless with your customers sensitive information. Smarter Shredding can help you secure all confidential documents until it's time for your regular shredding service. At that time, we can securely shred and destroy all of your customers confidential documents, including paper documents, cd's, dvd's, thumb drives, computer backups, hard drives and any other format you may have stored this information on.

Call Smarter Shredding at (844) 392-7473 To Speak To A Professional or Schedule Service

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Your organization must comply with laws and regulations, requiring that it protect certain information when it is discarded.

An increasing number of laws actually require organization to shred or face steep fines.
GLB requires you to SECURE and DESTROY documents.
Why Shred? Protect Your Reputation Protect Yourself

State Laws

Texas Shred Law (HB 698)

Federal Laws

Check 21 EEA FACTA FERPA GLB HIPAA Identity Theft Penalty Enhancement Act SOX
CEO's #1 Fear? Severely Damaged Reputation from a Security Breach
Doing Nothing = Negligence. This opens the door to class action lawsuits and massive punitive damages.
It's The Law. You cannot throw away expired documents under Texas Shred Law and Federal Law. You will be publicly exposed and hit with massive audits and fines.